Terms of Service

2026-03-28

Terms of Service

Last updated: March 28, 2026

Welcome to VirtualCredit.cards (“we,” “us,” or “our”). By accessing or using our website https://virtualcredit.cards/ (the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Site.

1. Description of Service

VirtualCredit.cards is an independent informational website that provides:

  • Verified promo codes and discount information for RedotPay services
  • Editorial reviews and guides about RedotPay virtual and physical cards
  • Step-by-step tutorials for using RedotPay features
  • Comparisons and security analysis of RedotPay and its competitors

2. We Are Not RedotPay

This Site is independently operated and is not affiliated with, endorsed by, or connected to RedotPay (Red Dot Technology Limited) in any official capacity.

We are an independent review and coupon website. RedotPay, the RedotPay logo, and all related product names are trademarks of their respective owners. Any trademarks used on this Site are for identification and informational purposes only.

3. Affiliate Disclosure

Our Site contains affiliate links. When you click on certain links and sign up for RedotPay or other services, we may receive a commission at no additional cost to you.

This affiliate relationship helps us maintain the Site and continue providing free content.

Our editorial content is not influenced by affiliate partnerships. We strive to provide honest, accurate, and unbiased information. All opinions expressed on this Site are our own.

4. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

WE DO NOT WARRANT THAT:

  • The Site will be uninterrupted, error-free, or secure
  • The information on the Site is accurate, complete, or current
  • Promo codes listed on the Site will be valid at the time of use
  • Any third-party services mentioned will function as described

Promo codes, fees, features, and availability may change at any time without notice. While we make reasonable efforts to keep content updated, we do not guarantee accuracy at all times.

5. Financial Disclaimer

The content on this Site is for informational purposes only and does not constitute financial, investment, or professional advice.

Cryptocurrency involves significant risk, including the potential loss of funds. Always conduct your own research and consult a qualified professional before making financial decisions.

6. User Responsibilities

By using the Site, you agree that:

  • You will not use the Site for any unlawful purpose
  • You will not attempt to gain unauthorized access to any part of the Site
  • You will not copy, reproduce, or redistribute content without permission
  • You will not use automated tools (bots, scrapers, etc.) that may harm the Site
  • You understand that promo codes are subject to third-party terms and conditions

7. Intellectual Property

All original content on this Site — including text, graphics, logos, images, and code — is the property of VirtualCredit.cards and is protected by intellectual property laws.

You may not reproduce, distribute, or modify content without written permission.

You may share links to our content for personal, non-commercial use with proper attribution.

8. Third-Party Links

This Site contains links to third-party websites and services.

We are not responsible for the content, policies, or practices of any third-party websites. Access them at your own risk.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Financial losses related to promo code usage
  • Issues with third-party services
  • Loss of funds or cryptocurrency
  • Errors or inaccuracies in content

Our total liability shall not exceed one hundred US dollars ($100 USD).

10. Indemnification

You agree to indemnify and hold harmless VirtualCredit.cards, its operators, and contributors from any claims or damages arising from your use of the Site or violation of these Terms.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date.

Your continued use of the Site constitutes acceptance of any changes.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Hong Kong SAR.

Any disputes shall be resolved in the courts of Hong Kong SAR.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full effect.

14. Contact Us

If you have any questions about these Terms: